This module focuses on the practice of discipline and goal setting as essential components of personal and organizational financial success. It emphasizes the importance of financial planning, budgeting, and tracking financial progress in a disciplined way, ensuring that both individuals and organizations are on the path to achieving their financial objectives. Part of a three-part series on personal, business, and cooperative finances, this module is presented in both Spanish and English and is tailored for individuals living in affordable housing communities.

The content is designed with practical goals and examples that are relevant and achievable for the target audience. In this module, we will cover the following key areas: understanding the value of financial discipline, creating actionable and realistic financial goals, setting measurable timelines, maintaining consistency in budgeting, and using goal-setting strategies to build both personal and organizational wealth, and includes practice and planning tools.